After completing Budgeting and Saving: Confronting Debt, the user should be able to:

	Assess his/her financial situation by listing debts and liabilities
	Create a budget
	Explain how credit bureaus establish credit ratings
	Maintain a good credit rating

Assessing Your Debt

	Measuring your financial health
	Adding up the pluses and minuses
	Motivating your mind to kick the habit

Creating a Budget

	Assessing your expenses
	Making a budget
	Bankruptcy: the last resort

Understanding Your Credit Rating

	Understanding predictive models
	Determining your creditworthiness
	Boosting your chances of approval

Maintaining Good Credit

	Checking your credit rating
	Handling disputes
	Protecting yourself from fraud
	Maintaining good credit

This course has the following features:

	Exercises that allow users to explore how a course topic applies to budgeting and saving
	A file containing the text of the exercises
	Activities that allow users to apply concepts in an interactive questioning environment
	A glossary
	A Skill Assessment

	Budgeting and Saving: Eliminating Debt (BUDG02)
	Budgeting and Saving: Banking Basics (BUDG03)